Account & Branch Banking Services

Samba Bank Limited provides its Non-Resident Pakistani customers with the most diverse and comprehensive array of banking products and services. Our services include:

Hassle – Free Account Opening with Samba Pakistan

Seamless, Quick and Digitalized Account Opening Service in Branches across Pakistan

Option to choose from a variety of currencies to open accounts such as PKR, SAR, AED, USD, EUR & GBP

Unlimited Transactional Alerts to keep you posted with your account activity in real-time

Savings Account with Monthly & Semi-Annual Profit Payout offering you higher return on higher balances

Investment opportunities in Term Deposits to offer you an ideal combination of regular stream of income at attractive rates with tenors.

Samba Break-Free | Running Finance Facility against LCY & FCY deposits (personal consumption / household maintenance only) *

Locker Facility | Available in Small, Medium & Large sizes at Selected Branches

* Terms and Conditions apply

Banking on the Go:

Samba Smart | Mobile Banking Facility

Samba Master ® Debit & ATM Card | Secured Chip Technology and Global Acceptability | NFC Enabled

Inter Bank Funds Transfer (IBFT) Facility | Instant Transfers via ATM, Mobile Banking and Internet Banking

Samba Internet Banking |

Utility Bills Payments facility | via ATM, Phone Banking, Mobile Banking, Internet Banking & all SBL Branches

24/7 Samba Phone Banking | +92 21 11 11 SAMBA (72622)

Priority Servicing - Sambagold:

All customers maintaining a monthly average relationship balance of Rs. 3.0 Mm (or equivalent in foreign currency) are entitled to a number of banking privileges, which include

Dedicated Relationship Management Team to help you in your day to day branch banking needs

Access to Luxurious Sambagold Areas in SBL branches across Pakistan

Number of fee-based waivers on your day to day branch banking services such as Cheque Books, POs, DDs & Clearing Facility

Dedicated 24/7 SambaPhone Banking Services at +92-21-11-11-SAMBA (72622)

Spending with an Edge:

Your status as an SBL customer entitles you to holding a secured Chip-based Sambagold Master ® Debit Card with Higher International & Local Transactional Limits offering you spending freedom at millions of outlets locally and internationally with higher daily limits:

Transaction Type

Daily Limits up to

International Retail Purchase (POS)

Rs. 400,000

Domestic Retail Purchase (POS)

Rs. 200,000

Domestic ATM Withdrawal Limit

Rs. 100,000

IBFT via Internet Banking / ATM Machine

Rs. 500,000

 CIP Lounge Access:  

Your Sambagold Master ® Debit Card also authorizes you to unlimited, complimentary access for you to over 25 regional and international lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, etc.

To find the updated list of CIP lounges where Sambagold Master ® Debit Card is acceptable, please visit:

Wealth Management:  

Be it wealth maximization through term investments, protection for you or for your loved-ones, children’s education & marriage or even your personal retirement planning, Samba Bank Limited has partnered with Pakistan’s leading & highly accredited institutions to help you cover up for this. We are the authorized distributors of the Insurance and Wealth Management products underwritten by:

State Life Insurance Corporation of Pakistan (SLIC)

EFU Life Assurance Limited (EFU)

Jubilee Life Insurance Company Limited (JLI)

IGI Life Insurance Limited (IGI)

Askari Life Assurance Company Limited