Account & Branch Banking Services

Samba Bank Limited provides its Non-Resident Pakistani customers with the most diverse and comprehensive array of banking products and services. Our services include:

Hassle – Free Account Opening with Samba Pakistan

  • Seamless and Quick Digitalized Account Opening Service in Branches across Pakistan
  • Option to choose from a variety of currencies to open accounts such as PKR, SAR, AED, USD, EUR & GBP
  • Unlimited Transactional Alerts to keep you posted with your account activity in real-time
  • Savings Account with Monthly & Semi-Annual Profit Payout offering you higher return on higher balances
  • Investment opportunities in Term Deposits to offer you an ideal combination of regular stream of income at attractive rates with tenors ranging from 07 Days up to 05 Years.
  • Samba Break-Free | Running Finance Facility against LCY & FCY deposits (personal consumption / household maintenance only) *
  • Locker Facility | Available in Small, Medium & Large sizes at Selected Branches

* Terms and Conditions apply

Banking on the Go:

  • Samba Smart | Mobile Banking Facility
  • Samba Master ® Debit & ATM Card | Secured Chip Technology and Global Acceptability | NFC Enabled
  • Samba SpeedCash | Instant Inward Remittance Facility from KSA
  • Inter Bank Funds Transfer (IBFT) Facility |  Instant Transfers via ATM, Mobile Banking and Internet Banking
  • Samba Internet Banking |
  • Utility Bills Payments facility | via ATM, Phone Banking, Mobile Banking, Internet Banking & all SBL Branches
  • 24/7 Samba Phone Banking | +92 21 11 11 SAMBA (72622)

Priority Servicing - Sambagold:

All customers maintaining a monthly average relationship balance of Rs.3.0 Mm (or equivalent in foreign currency) are entitled to a number of banking privileges, which include

  • Dedicated Relationship Management Team to help you in your day to branch banking needs
  • Access to Luxurious Sambagold Areas in SBL branches across Pakistan
  • Number of fee-based waivers on your day to day branch banking services such as Cheque Books, POs, DDs & Clearing Facility
  • Dedicated 24/7 SambaPhone Banking Services at +92-21-11-11-SAMBA (72622)

Spending with an Edge:

Your status as an SBL customer entitles you to holding a secured Chip-based Sambagold Master ® Debit Card with Higher International & Local Transactional Limits offering you spending freedom at millions of outlets locally and internationally with higher daily limits:

Transaction Type
Daily Limits up to
International Retail Purchase (POS)


Domestic Retail Purchase (POS)


Domestic ATM Withdrawal Limit


IBFT via Internet Banking / ATM Machine


CIP Lounge Access:  

Your Sambagold Master ® Debit Card also authorizes you unlimited, complimentary access to over 25 regional and international lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, etc.

To find the updated list of CIP lounges where Sambagold Master ® DebitCard is acceptable, please visit:

Wealth Management:  

Be it wealth maximization through term investments, protection for you or your loved-ones, children’s education & marriage or even your personal retirement planning, Samba Bank Limited has partnered with Pakistan’s leading & highly accredited institutions to help you cover up for this. We are authorized distributors of the Insurance and Wealth Management products underwritten by:

  • State Life Insurance Corporation of Pakistan (SLIC)
  • EFU Life Assurance Limited (EFU)
  • Jubilee Life Insurance Company Limited (JLI)
  • IGI Life Insurance Limited (IGI)