Personal Loan



Have an unforeseen expense to meet? Want to renovate your home or take that long awaited dream vacation?

Samba Bank now makes it all possible with Samba Personal Loan! Samba Personal Loan is a term loan geared towards meeting your short and medium term personal financing needs without the need for any security or collateral.

  • Pakistani nationals residing and working in Karachi, Lahore, Islamabad or Rawalpindi
  • Applicants must be aged at least 25 years and 30 years for salaried and self-employed individuals respectively
  • Must not be aged older than 65 years (or retirement age, whichever comes earlier) at the time of maturity of loan
  • Applicants must have a minimum 3-month deposit relationship with any Bank in Pakistan
  • Applicants must have a minimum monthly income of PKR 30,000 and PKR 200,000 for salaried and self-employed individuals respectively
  • Salaried applicants must be working at their current employer for a minimum period of 6 months or have total continuous experience of 12 months
  • Self-Employed applicants must have a minimum tenure of 2 years in their current business
  • Applicants must not be delinquent on any other consumer loan product (s) from Samba Bank or any other Bank in Pakistan


* The given requirements and eligibility criteria are indicative minimum requirements only and may vary depending on various factors including but not limited to customer profile, credit history, employment status etc.

* All Samba Personal Loan applications will be subject to State Bank of Pakistan regulations and Samba Bank’s internal credit policies.

*Terms And Conditions Apply.