Small & Medium Enterprises

Small and medium enterprises (SMEs) play an important role in economic and social development of any country. SME sector contributes significantly towards national GDP, industrial growth, employment generation, Trade, economic growth and competitiveness. In Pakistan SME sector is an emerging sector, we can say that Pakistan’s future economy is highly dependent on the pace and productivity of SMEs.

Definition of SE & ME 

Parameter	Small Enterprise	Medium Enterprises
Annual Sales Turnover	Up to Rs. 150 Million	Above Rs. 150 Million and up to Rs. 800 Million
Maximum Exposure	Rs. 100 Million	Medium Enterprise: Rs 500 Million
Risk Coverage Facility	20% of Principal (in case of Loss)	10% of Principal (in case of Loss)
Security	Cash or equitable/token registered mortgage	Cash or equitable/token registered mortgage

SBL is offering following Funded & Non Funded facilities to SME’s: -

• Running Finance
• Cash Finance
• Finance against Imported Merchandise-FIM
• Finance against Trust Receipts-FATR
• Finance against Foreign Bills
• Foreign Bills Purchased
• Foreign Currency Bill Discounting.
• Letter of Credit
• Letter of Guarantee
• Shipping Guarantees etc.

Please Click Here to Download Single Loan Application Form

Samba Bank Limited is playing active role in promotion of SME sector, we have initiated SME lending from different cities of Punjab & Sindh Provinces at our Branches