Roshan Apna Ghar

Roshan Apna Ghar – Payment by Self

Samba Bank Limited is pleased to offer Non-Resident Pakistanis (NRPs) the facility to invest in the real estate sector of Pakistan. NRPs having Roshan Digital Account (RDA) in Samba Bank Ltd can invest in residential or commercial properties digitally on easy terms and conditions.

Product Features

  • Investment in real estate personal or commercial property from your Roshan Digital Account (RDA)
  • Invest in property in your own name or jointly with eligible family members (spouse, parents, sibling, children, lineal ascendant and descendant only)
  • Make a Payment directly in favor of seller

Dis-Investment of Sales Proceeds: In case of dis-investment before three years, investor can repatriate funds up to the lower of the amount of sale proceeds or his/her principal investment amount in PKR on the date of the investment, while the differential amount, if any, and any profit / return earned from eligible investments made out of this amount may be repatriated after the expiry of three years from the date of investment.

Each and every payment for investment (token, advance/partial payment) must be made from RDA in order for the disinvestment to be fully repatriated in future

Roshan Apna Ghar – Finance

You can invest in Real-Estate and / or avail Housing finance in Pakistan through an entirely digital application. This facility will be available for customers who are either willing to keep their investment (NPC and INPC) / RDA balance as lien against their financing amount or avail facility without any lien.  

The facility of Roshan Apna Ghar can only be availed by customers holding a Roshan Digital Account.

In case you have not opened an account as yet, please click here and visit Samba Bank Limited’s Roshan Digital portal for a hassle-free account opening process.

Product Offering

Product Features


Eligibility Criteria

Roshan Apna Ghar Tutorial Video

How to Apply

Documentation Requirement

Processing & Charges

Roshan Apna Ghar Loan Calculator

Approved Builders / Developers List


Contact our Representatives


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